4 Ways To Save On Burial Insurance With Angina (Chest Pain)
Posted in Final Expense Burial Insurance last updated on February 9, 2023
There are many mistakes to be made if you have angina and are looking for an affordable burial insurance company.
Angina is a very serious health condition for insurance companies and many will raise rates or only offer policies with a waiting period.
Luckily, we have access many carriers that offer cheap coverage to people with this condition, even if you are taking serious medication for it.
To get accurate quotes, give us a call or fill out the quote form and we will be in touch.
Table Of Contents
Timeframe
The most important component to insurance companies for people who have angina is how long ago you have been treated or diagnosed.
For the most part, if it has been over 12 months ago since any medication or treatment for angina you are eligible for level coverage, assuming you have no other recent serious health conditions.
The fact of the matter is, most companies don’t consider angina a threat if it was many years ago, and act like it never happened.
You will still receive rock bottom rates, the same as a person who never had angina.
If you’ve been diagnosed or treated for angina within the past 12 months, then you can still get coverage, it will just come with a waiting period.
At the end of the day, we at Seniors Mutual will find which company offers you the best rates no matter when you were treated or diagnosed with angina.
Medications
While you can get coverage no matter when you were diagnosed with angina, some medications are red flags to insurance companies.
The most common and major red flag for insurance companies is nitro (nitroglycerin). However, this also depends on a few factors.
First of all, if you are prescribed nitro for emergencies but never take it, there is only one company that will still offer immediate coverage at rock bottom rates. this is very important because it will save you a lot of money if you never taken nitro.
If you do take nitro regularly, or have recently, then you will have to go with a waiting period policy. Luckily, there are still companies that offer affordable coverage when you take nitro, you just need an independent agent to look through all of your options.
Other Health Conditions
Usually, when someone has angina they also have other health conditions that may or may not change the rates and coverage offered to them.
While this article focuses on angina, other health conditions like heart attacks, strokes, or heart surgery might alter the rates that a carrier will offer to you.
For accurate quotes we need to go over your entire health profile so that we can find the best company for you.
Find The Cheapest Rates
Finding the cheapest rates for burial life insurance is easy if you know where to look. Actually, we can usually narrow down your options to just a few companies within minutes.
The way to find the best rates available is to work with an independent agency that works with a lot of insurance carries.
That is the only way to find the best rates bias-free.
At Seniors Mutual, we pride ourselves on finding the best rates available in the business, saving our clients hundreds of dollars a year in their burial life insurance.
If you want to find the best rates available just give us a quick call or fill out our quote form and in just a few minutes we will find you the savings you are looking for!
