4 Ways To Save On Burial Life Insurance With Autism
Posted in Final Expense Burial Insurance last updated on October 14, 2021
Autism is a condition that a few burial life insurance companies do not care or ask about whatsoever. Give us a call or fill out the quoter to see accurate quotes from the top carriers in the business.
Many people think they will have to pay more or do not qualify for burial life insurance if they or a loved one has autism.
While it is true most companies will not insure you or charge you sky high rates, there are a few well known and respected companies out there that specialize in insuring people with autism, and won’t charge you a penny more.
In this article we are going to show you how to save the most money on burial life insurance if you or a loved one has autism, and how to get approved for coverage in minutes.
Table Of Contents
How Companies Underwrite Autism
The fact of the matter is, every company has different and unique underwriting for all types of health conditions. Luckily, autism is one of those health conditions that many companies will still offer rock bottom rates, you just need to know where to look.
Autism has a wide variety of severity and treatment options, and depending on what is taken and how severe will change which companies offer coverage at the best rates.
For example, very mild forms of autism with no medication taken will qualify for the best rates available with most companies.
However, if the autism is severe and a lot of medication is taken, especially certain types of medication, some companies will start to raise rates or deny coverage altogether.
Medications
Many people with autism take medication to control side effects like aggression or irritability. For insurance purposes, certain types of medication will be red flags to certain companies.
Some common medications include…
- Risperidone
- Aripiprazole
- Clozapine
- Haloperidol
- Sertraline
Keep in mind if you take these medications you still qualify for the best rates available, it will just narrow your options among carriers.
It is important to go over all of your medications so we can get a complete understanding of your health profile and find the best rates.
Other Health Conditions
Burial life insurance carriers will do a prescription and medical history check in real time when getting approved for coverage. They will look over your entire health profile, so other health conditions may change the status of your coverage and approval.
Luckily, no matter what other health conditions you have, we are experts in finding the best possible coverage at the absolute lowest price.
Other common health conditions include…
- Diabetes
- Cerebral Palsy
- ADHD
- Epilepsy
- COPD
- Heart Disease
Just to name a few.
Keep in mind that no matter what you or a loved one has, we find day one coverage with no waiting period at rock bottom rates for over 90% of our clients.
Find The Best Rates
By now you probably realize that we must go over your entire health and medication profile to find the best company and rates available to you.
It is vitally important the you work with an independent agency like Seniors Mutual that will look through all of your coverage options with you.
Wether you work with us or not, make sure you are getting information bias free. Unfortunately many people buy policies with a waiting period or at higher rates than they need to pay because they bought burial life insurance from the first person they talked to or their local neighborhood agent.
We at Seniors Mutual are experts in not only insuring people with autism, but all potential health conditions. Give us a call at 469-998-5980 today or fill out the quoter and we will be in touch with you ASAP to go over all of your coverage options and get you approved in minutes!
