Aetna Life Insurance Review: One Of The Best In 2023
Posted in Final Expense Life Insurance Reviews last updated on March 1, 2023Fill out our quoter to enroll in Aetna life insurance today.
Aetna Life Insurance
Summary
Aetna has some of the best life insurance rates for seniors, especially if paired with an Aetna Medicare supplement plan for further discounts.
| Pros | Cons |
|---|---|
| ✅ Great rates | ❌ Picky approval |
| ✅ Easiest application on the market | |
| ✅ Bundle and save | |
| ✅ Up to $50,000 coverage |
Aetna is one of the most well-known insurance companies out there, and yes they do have life insurance!
This article will cover everything you need to know about Aetna life insurance in 2022.
Table Of Contents
- Does Aetna Have Life Insurance?
- Is Aetna Life Insurance Good?
- What Does Aetna Life Insurance Cover?
- Aetna Life Insurance Rates
- Aetna Bundle & Save
- Summary
Does Aetna Have Life Insurance?
Yes! Aetna has whole life insurance for ages 40-89 with up to $50,000 in coverage and some of the best rates on the market.
Their life insurance plans are highly rated and come with some additional benefits that other life insurance policies do not.
Is Aetna Life Insurance Good?
Aetna life insurance has above-average ratings for the life insurance industry and an easy application process. They are rated A (Excellent) with A.M. Best and an A+ rating with the BBB.
Overall, we think Aetna life insurance is very good and a great deal for everyone, especially those who have or are thinking about getting an Aetna Medicare policy.
What Does Aetna Life Insurance Cover?
Aetna life insurance is designed to cover the funeral and burial or cremation. Even if you are giving your body to science there might be additional costs with the end of life.
Here is a breakdown of Aetna life insurance.
- Pays out within 48 hours
- 100% tax free
- Premiums locked in (will never increase)
- Death benefit locked in (will never go down)
- Living benefits (pays out while still alive if you become disabled or diagnosed with terminal illness)
- No medical exam!
Overall, Aetna’s life insurance covers anything and everything, including the funeral and burial, and if there is anything left over, your family keeps the rest.
Aetna Life Insurance Rates
Aetna’s life insurance rates are very affordable, especially for older people where other companies will raise rates substantially.
Here is a breakdown of Aetna’s life insurance rates.
| Age | Male $10k | Female $10k | Male 20k | Female 20k |
|---|---|---|---|---|
| 40 | $26 | $23 | $49 | $44 |
| 45 | $26 | $23 | $49 | $44 |
| 50 | $33 | $26 | $64 | $50 |
| 55 | $41 | $32 | $79 | $61 |
| 60 | $50 | $39 | $97 | $75 |
| 65 | $55 | $45 | $108 | $88 |
| 70 | $70 | $55 | $136 | $108 |
| 75 | $97 | $72 | $191 | $141 |
| 80 | $134 | $97 | $264 | $191 |
| 85 | $187 | $131 | $371 | $259 |
Prices are locked in once you start a plan, so it’s important to start early!
Aetna Bundle & Save
Aetna is the only company out there that offers a bundle and save discount for seniors who enroll in both a Medicare plan and life insurance plan through Aetna.
While Aetna already has great rates, this can decrease your monthly payment even further, giving you the best rates and most amount of coverage on the market.
Another great reason to choose Aetna.
Summary
While Aetna is most well-known for its health insurance products, its life insurance product is one of the best on the market and a great deal for anyone who qualifies.
Aetna’s life insurance application process is quick and easy and makes it a breeze for anyone signing up for multiple products.
If you want to enroll in Aetna’s life insurance or just want more information and pricing, contact us now and we will go over all of your options.
We look forward to hearing from you!
FAQs
2 Comments
Delbert Foulk
would like to have more info on life insurance plans on bundle plans both have aetena ppo plans both 74 yrs old . prices and health requirments . by email Thanks .
Kelly Maxwell
Hi Delbert. We sent you an email with more info.