Aetna Medicare Supplement Review: Why It’s Best In 2022

Aetna Insurance

Aetna Medicare Supplement Review

Kelly Maxwell

Aetna Insurance
Editor’s Rating: 5/5 Stars

Summary

Aetna Medicare supplement plans have some of the lowest rates available and a wide variety of other products like dental, vision, and final expense life insurance that you can bundle and save.

5
ProsCons
✅ Very low rates & rate increases history❌ Doesn’t offer plans C, D, K, L, M
✅ Wide product offerings
✅ Expansive provider network
✅ Easy & fast application


Aetna is a very well-known company in the insurance space providing healthcare to 9.2 million Medicare beneficiaries. Aetna Medicare supplement plans are some of the lowest priced on the market and most people will qualify with them.

This article will go over Aetna’s Medicare supplement plans, pricing, ancillary products, and our recommendation if you should buy or not.

Compare rates among 15+ of the top Medicare supplement companies by filling out our quoter.

Table Of Contents

State Availability

Aetna Medicare supplement plans are available in all but the following states.

  • Connecticut
  • Hawaii
  • Maine
  • Massachusetts
  • New York
  • Washington
  • Washington D.C.

Plan Options

Aetna offers Medicare supplement plans A, B, F, G, and N.

While these are the most popular plans, if you want a different type of plan you’ll have to look elsewhere.

Here is a useful comparison chart showing what each Medicare supplement plan covers.

Medigap Plan Comparison Chart

Aetna Medicare Supplement Plan A

  • Aetna’s Medicare supplement Plan A is a great low-cost option for people who don’t mind paying the Part A (hospital) deduction, which currently stands at $1,556.
  • The average Aetna Medicare supplement Plan A costs $97-$110 for someone turning 65.

Aetna Medicare Supplement Plan B

  • Aetna’s Medicare supplement Plan B is pretty special because they are one of the very few companies to offer Plan B. Furthermore, we cannot find another company with lower monthly premiums for Plan B than Aetna.
  • The average Aetna Medicare supplement Plan B costs $102-$117 for someone turning 65.

Aetna Medicare Supplement Plan F

  • Aetna Medicare supplement Plan F is only available to people who were eligible for Medicare before January 1, 2020. It is the most comprehensive and therefore also the most expensive plan. We help people switch to Aetna Plan F from other companies every day.
  • The average Aetna Medicare supplement Plan F costs $154-$177 for someone turning 70.

Aetna Medicare Supplement Plan G

  • Aetna Medicare supplement Plan G is a great price and the most comprehensive for people just enrolling and new to Medicare. It is one of the few plans that cover Part B excess charges.
  • The average Aetna Medicare supplement Plan G costs $106-$121 for someone turning 65.

Aetna Medicare Supplement Plan N

  • Aetna Medicare supplement Plan N is a great bare-bones plan for those who want a lower monthly payment. Keep in mind, that Plan N does not have the most comprehensive coverage so be prepared for that.
  • The average Aetna Medicare supplement Plan N costs $78-$90 for someone turning 65.

Aetna Plan Cost

Aetna has some of the best rates available. Here is a chart showing sample rates for their different plans at age 65. Keep in mind rates will depend on your area.

Plan TypeMaleFemale
A$112$97
B$117$102
F$153$133
G$121$106
N$90$78

Compare rates among 15+ of the top Medicare supplement companies by filling out our quoter.

Aetna Medicare Supplement Rate Increase History

Aetna Medicare supplements have a great rate increase history, at around 3-4%. This is below average in an industry with rate increases at around 5% or more annually.

Below is an Aetna Medicare supplement rate increase history chart for all of their plan offerings. Price will vary depending on location.

AgePlan APlan BPlan FPlan GPlan N
65$105$110$145$114$80
70$111$116$154$121$89
75$131$137$181$142$105
80$154$161$213$168$124
85$180$189$249$196$145



Member Benefits

Aetna offers many ancillary benefits that many other companies don’t offer.

  • Over-The-Counter Prescriptions: Get select vitamins, medicines, and other health care products over the counter at low cost.
  • 24 Hour Nurse Hotline: Contact a registered nurse any time about an illness or question about your supplement policy.
  • Meal Delivery: Get meals delivered at low cost after a hospital stay.

Bundle & Save

Aetna is one of the few Medicare insurance companies that we know of that gives you discounts on ancillary products when you buy them through Aetna.

A great option for most Medicare supplement policyholders with Aetna is to bundle their final expense life insurance with Aetna for a good discount giving them the lowest price for life insurance on the market.

Other ancillary products are also available like cancer & heart attack, dental & vision, and hospital indemnity, just to name a few.

Recommendation

You simply cannot go wrong with an Aetna Medicare supplement policy. They have some of the lowest prices on the market, the application is super fast and easy, and they have many other products that will lead to savings down the road.

If you are interested in buying an Aetna Medicare supplement plan, want to compare prices, or just want more information, fill out our quote form.

Seniors Mutual is an independent insurance agency designed to find our customers the lowest cost insurance that fits their needs and saves them money.

Best of all, our services are completely FREE.

We look forward to speaking with you.

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