Aetna Senior Products: The Definitive Guide (2023)
Aetna Seniors Products is a collection of insurance products offered by Aetna, and they are some of the most popular on the market.
From final expense to Medicare supplements, Aetna has almost every health life insurance product a senior could need.
With the cost of Medicare on the rise, it’s important to compare your options.
This is your definitive guide to Aetna Senior Products and all they offer.
Table Of Contents
- Medicare Supplement
- Final Expense
- Prescription Drug Plan
- Dental, Vision, & Hearing
- Heart Attack & Stroke
- Home Care
- Hospital Indemnity
- Recovery Care
Aetna Seniors Products Overview
If you want to enroll in any of these products, we can help! Just contact us to get started, we will make it quick and easy.
Aetna is one of the most well-known health insurance providers and for good reason.
With over 39 million people using Aetna for their healthcare needs, Aetna is one of the biggest insurers in the country.
They also have an A rating with A.M. Best.
So what do they offer?
Aetna does not just offer health insurance. Since their founding they have expanded to offer final expense life insurance and other ancillary health products like cancer plans and dental and vision.
Aetna is also the only company we know of that helps seniors bundle and save on their products, making their products the lowest cost on the market if you do so, but more on that later.
Here are all of Aetna’s Senior Products.
Aetna Medicare Supplement
Their bread and butter and most popular product Aetna’s Medicare supplements are some of the lowest cost products on the market.
And that doesn’t mean lower quality.
Medicare supplements are all standardized, meaning a Plan G from Aetna is the same as a Plan G from another company.
They only compete on price.
For many people switching to an Aetna Medicare supplement can save them hundreds of dollars a year for their Medicare insurance.
Aetna currently offers Plans A, B, F, G, & N.
While F, G, & N are the most popular plans on the market, Aetna is one of the few insurers to offer Plan B, and at a great price to boot.
Aetna Senior Products Plan A
- Aetna’s Medicare supplement Plan A is a great low-cost option for people who don’t mind paying the Part A (hospital) deduction, which currently stands at $1,556.
- The average Aetna Medicare supplement Plan A costs $97-$110 for someone turning 65.
Aetna Senior Products Plan B
- Aetna’s Medicare supplement Plan B is pretty special because they are one of the very few companies to offer Plan B. Furthermore, we cannot find another company with lower monthly premiums for Plan B than Aetna.
- The average Aetna Medicare supplement Plan B costs $102-$117 for someone turning 65.
Aetna Senior Products Plan F
- Aetna Medicare supplement Plan F is only available to people who were eligible for Medicare before January 1, 2020. It is the most comprehensive and therefore also the most expensive plan. We help people switch to Aetna Plan F from other companies every day.
- The average Aetna Medicare supplement Plan F costs $154-$177 for someone turning 70.
Aetna Senior Products Plan G
- Aetna Medicare supplement Plan G is a great price and the most comprehensive for people just enrolling and new to Medicare. It is one of the few plans that cover Part B excess charges.
- The average Aetna Medicare supplement Plan G costs $106-$121 for someone turning 65.
Aetna Senior Products Plan N
- Aetna Medicare supplement Plan N is a great bare-bones plan for those who want a lower monthly payment. Keep in mind, that Plan N does not have the most comprehensive coverage so be prepared for that.
- The average Aetna Medicare supplement Plan N costs $78-$90 for someone turning 65.
You can read our full review of Aetna’s Medicare supplements here.
Compare 15+ different companies by filling out our Medicare supplement quoter now.
Aetna Final Expense Life Insurance
A great product to pair with your Medicare supplement is Aetna’s final expense life insurance product. Aetna is the only company we know of that will give you a discount on your final expense life insurance if you buy a Medicare supplement through them.
This can make it so the price you pay with them is the absolute lowest on the market.
One of the many reasons to think about Aetna when you’re thinking insurance.
Aetna’s final expense product is also the easiest application process we have ever seen.
No complicated email signatures, just a quick security question and you’re good to go.
Many seniors turning 65 can get a $10,000 final expense policy to pay for the funeral and burial for $50 a month or less with Aetna. Paired with a Medicare supplement and you get a further discount.
Contact us to get started with an Aetna final expense life insurance policy.
Read our full review of Aetna’s life insurance here.
Aetna Medicare Part D Prescription Drug Plan
Aetna offers many types of Medicare prescription drug plans.
You can read more and enroll for those plans here.
Aetna Dental, Vision, & Hearing
Medicare does not cover dental, vision, or hearing medical care so you need a plan for these products if you expect to use these regularly.
Fortunately, Aetna has very low prices for its dental, vision, and hearing product.
These products come with many different benefit options.
You have the option to select from 1000, 1500, or 2000 benefit amounts and family options.
Read our full review of Aetna dental vision and hearing here.
Aetna Cancer Insurance
87% of all cancers are diagnosed in people aged 50 and older.
Aetna has a cancer insurance product that comes at a very low cost for those who want protection against this disease.
If you are ever diagnosed with cancer 100% of the benefit amount will be paid out that you can use for cancer treatment or other medical care or expenses.
You can also get a recurrence benefit if cancer ever comes back.
Read more about Aetna’s cancer insurance here.
Aetna Heart Attack Or Stroke Insurance
Heart attacks and strokes are also very common in people over the age of 50.
If you want protection against these health conditions, you can buy a heart attack or stroke insurance plan from Aetna that will pay out 100% of the benefit upon diagnosis of either health condition.
You can also select a recurrence benefit if you ever have a heart attack or stroke after the first one.
Read more about Aetna’s heart attack or stroke insurance here.
Aetna Home Care
Home care insurance sounds complicated but it can be explained very simply.
Aetna Home Care pays up to $1,200 in weekly benefits to pay for in-home care by a home care practitioner or qualified staff member if it is medically necessary for you to need them.
Benefits are paid directly to you and you choose how to spend them. You can have this care in conjunction with Medicare.
Aetna Home Care also comes with hospital indemnity, if you cannot leave the hospital from an illness.
Which leads us to our next product with Aetna.
Click here to read more about Aetna’s Home Care.
Aetna Hospital Indemnity
Going to the hospital can be very expensive. If you are ever confined to a hospital you may need assistance with the payments.
That’s where Aetna Hospital Indemnity comes in.
You have the option to receive a lump sum upon admission to the hospital or have a daily allowance for a period of time.
Either way, Aetna’s Hospital Indemnity will ensure you never have to worry about hospital bills.
Read more about Aetna’s hospital indemnity here.
Aetna Recovery Care
70% of people over 65 will need long-term care at some point in their lives.
If you are ever confined to a nursing or assisted living facility and need assistance with daily living activities then you will need Aetna recovery care.
Medicare only pays for the first 20 days of skilled care and only if you are admitted as an inpatient for at least three days. Otherwise, you are on the hook for those costs.
Aetna recovery care will pay a daily benefit to help pay for those costs so there is little to nothing out of pocket.
Read more about Aetna Recovery Care here.
With so many products to choose from, Aetna Senior Products is a one-stop shop for everything you need as a senior.
And Aetna has the lowest rates in the market to boot.
If you want to compare quotes or enroll in any of their products, please reach out by filling out our quoter or giving us a call.
We are experts when it comes to Medicare, final expense, and all things senior insurance.
We hope this guide was useful for you and look forward to hearing from you!
Want to know if I join Lifetime fitness will i get a discount?
Hi, Pat. You only get a discount if you are in Aetna's Medicare Advantage plan, not Medicare supplements. So it depends on what plan you have!