AIG Guaranteed Acceptance Burial Insurance Review & Tips To Save In 2023 (Free Quotes)
Posted in Final Expense Life Insurance Reviews last updated on January 3, 2023
AIG Burial Insurance Review
Summary
AIG sells guaranteed issue burial insurance with no health questions or medical exams. They are best for people with serious health conditions who get denied by other companies.
| Pros | Cons |
|---|---|
| ✅ Everyone is accepted no matter your health | ❌ Two-year waiting period |
| ✅ Affordable rates |
AIG is one of the leading guaranteed issue insurance companies that anyone can get approved with.
This article will show you sample prices, our recommendation if AIG is good for you or not, and tips to save.
Compare quotes among all of the top insurance companies in your area by filling out our quote form.
Table Of Contents
AIG Guaranteed Acceptance
AIG’s burial insurance product is called a guaranteed issue product. There is no medical exam and there are no health questions, just provide payment and you have a policy approved in minutes.
However, all guaranteed issue policies come with a two-year waiting period. There is no way out of that with a guaranteed issue policy or company.
Guaranteed issue policies are not for everyone. However, if you have one of the below conditions a guaranteed issue carrier might be right for you…
- Current cancer (excluding skin cancer)
- Alzheimer’s
- Kidney dialysis
- AIDS/HIV
- Organ transplant
Just to name a few.
Pricing
Here are some sample quotes from AIG at different age levels.
| Age | Male 10k | Male 20k | Female 10k | Female 20k |
|---|---|---|---|---|
| 50 | $55 | $109 | $38 | $79 |
| 60 | $68 | $149 | $53 | $118 |
| 70 | $106 | $232 | $80 | $176 |
| 80 | $206 | $415 | $189 | $410 |
Other coverage options are available. The max amount of coverage you can get with AIG is $25k.
Is AIG Good For Me?
AIG is a great company IF guaranteed acceptance is your only option. The fact is that many people qualify for burial insurance with no waiting period and lower rates than AIG because they are relatively healthy.
However, AIG can be a good option if you have very serious health conditions that get you denied by other companies.
If you want to know if you qualify for burial insurance with no waiting period at lower rates, fill out our quoter or chat with us and we will go over all of your options in your area.
Financials
AIG is very financially stable and has an A.M. Best rating of A (excellent).
FAQs
