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Buying life insurance online has never been easier.
More and more companies are offering direct-to-consumer approaches and faster than ever!
Read on to see which are the best online life insurance companies in 2022.
Table Of Contents
Ethos Life Insurance
|✅ Many Product Options||❌ No Term Products For Over 70|
|✅ Low Rates|
|✅ No Medical Exam On Most|
|✅ Instant Approval For Most|
Ethos is one of the best online life insurance companies out there. They have the most amounts of options and products to choose from for almost any age.
The only downside we can see with Ethos is if you are 70+ and looking for term life insurance. You will then have to go with one of the many other companies we work with, like Mutual of Omaha, or Foresters Financial.
Overall, Ethos is one of the best companies out there and you cannot go wrong applying with them.
Bestow Life Insurance
|✅ Low Term Rates||❌ No Whole Life|
|✅ Easy Application||❌ Only Ages 18-60|
|✅ No Medical Exam|
Bestow has a fantastic online application, however, it is only for term life insurance for younger people. They also do not accept some people with significant health issues.
If you are young and healthy and want to have an online experience without talking to anyone, Bestow may be for you.
Sproutt Life Insurance
|✅ Works With Many Companies||❌ Waiting Period On Some Whole Life|
|✅ Many Different Products||❌ Mostly A Term Company|
|✅ Quality Of Life Discount||❌ Above-Average Rates|
Sproutt works with many different life insurance companies (like us) to find the best rates for people. However, the companies they work with have above-average rates for the industry.
Furthermore, if you are looking for whole-life options, they usually pair you with a waiting period plan at a higher monthly cost as well.
With that being said, if you are healthy and looking for term insurance Sproutt may be for you.
These are our top online life insurance company picks.
You can apply online by filling out our quoter to see your options all without having to talk to an agent.
If you have any questions, contact us or leave a comment below!