Burial Insurance For Parents In 2022 | Tips To Save & Free Quotes

Burial Insurance For Parents


Yes, you can get burial insurance for your parents. It’s much easier than you think, and you can get them approved and locked in in just minutes.

This article will show you how to get burial insurance for your parents, and sample prices you can expect to pay.

Seniors Mutual represents 15+ of the top insurance companies. If you want to compare quotes from all of the top companies, fill out our quoter or chat with us.

Table Of Contents

Can I Purchase Burial Insurance For My Parents?

Yes, you can buy burial insurance for your parents in just minutes, all you need is their consent. You can fill out an application for them, pay for the policy, and be the beneficiary with no problems.

With that being said, it does not mean they will qualify for every type of burial insurance policy.

Some types of burial insurance come with a waiting period, and others do not but require a few health questions and underwriting. In either case, there is no medical exam for burial insurance.

Burial Insurance With No Waiting Period For Parents

Here are three things to know about burial insurance with no waiting period.

Fortunately, almost everybody qualifies for burial insurance with no waiting period, including your parents.

As long as they don’t have any serious health conditions like current cancer (excluding skin cancer) or are on kidney dialysis, they should qualify for burial insurance that goes into effect immediately with no waiting period.

If you want to know if your parents qualify for immediate coverage, fill out our quote form or chat with us.

Age Range

You can buy burial insurance on your parents up to age 90, but not with every company. Fortunately, we at Seniors Mutual are an independent agency and can find the best price and product for your parents.

Click here to read our full guide on insurance for seniors over 70.

Click here to read our full guide on insurance for seniors over 80.

Click here to read our full guide on insurance for seniors over 85.

No matter your parents’ age, they can qualify for burial insurance.

Burial Insurance Prices

Prices for burial insurance will depend on your age, gender, and health, but here are some sample prices that you can expect to pay.

These rates are for a male at $10k in coverage. If you want to compare different ages or coverage amounts fill out our quote.

AgeAetnaForestersMutual Of OmahaLiberty Bankers
50$34$32$30$30
60$51$45$43$45
70$73$70$74$73
80$140$146$139$146
85$195$216$192N/A

Rates are higher for males. Sorry fellas.

Summary

Wondering how to get your parents approved for burial insurance? It’s very simple and we make it easy.

You can fill out the application and get approved in minutes, but there will be a few pieces of information you need from your parents.

If you want to find the best rates and product available for your parents you need to work with an independent agency like Seniors Mutual to shop the market for you.

And our services are 100% free!

If you want to compare rates between all of the top companies for burial insurance on your parents, fill out our quoter or give us a call.

We look forward to speaking with you.

FAQs