Hodgkin’s Lymphoma Life Insurance For Seniors | Tips To Save And Get Approved
Posted in Final Expense Burial Insurance last updated on March 16, 2022
Many people are denied when trying to get life insurance if they have Hodgkin’s Lymphoma currently or recently went into remission.
The good news is there are plenty of life insurance companies that will still accept you, you just need to know where to look.
This article will explain the type of life insurance offered to people with Hodgkin’s Lymphoma, your best options, and sample prices.
If you have current cancer, fill out our quoter and select “guaranteed issue” from the coverage type to see quotes from the top guaranteed issue companies.
Table Of Contents
How Life Insurance Companies View Lymphoma
Life insurance companies view any type of cancer, including Hodgkin’s or non-Hodgkin’s lymphoma very badly. The type of life insurance coverage offered will depend on a few things.
- When were you diagnosed?
- When was the last treatment?
- Have you had cancer more than once?
If it has been over two years since any treatment and diagnosis of any type of cancer, the life insurance company will offer coverage as if you didn’t have it at the same rates as everyone else.
Congratulations! you qualify for the lowest rates available.
However, if you have current cancer or treatments in the past two years, you can only go to a guaranteed issue company.
Guaranteed Issue
Guaranteed issue companies are a lifesaver for some people with serious health conditions. Everyone that applies is guaranteed an issued policy but they all come with a two-year waiting period and higher premiums.
If you have current cancer of any kind other than skin cancer, this is your only option.
If you die within the two-year waiting period, they will give you all your money back with an additional 10% interest. Not a bad deal seeing as you can’t get 10% guaranteed on your money anywhere else.
Guaranteed issue companies will 100% approve people who have Hodgkin’s lymphoma or any other type of cancer. Fill out our quoter if you want to compare rates among all the top guaranteed issue companies.
Treatment For Hodgkin’s Lymphoma
Even if you have been cancer-free for over two years, taking any medications or treatment of any kind for Hodgkin’s Lymphoma will make guaranteed issue your only option.
You must be cancer and treatment free for over two years!
It is important to go over your list of medications if you are still taking any to make sure you still don’t have any cancer preventative medications.
Pricing
Below are some sample prices from AIG, a guaranteed issue company to look at if you have current Hodgkin’s Lymphoma or cancer.
| Age | Male $10k | Female $10k |
|---|---|---|
| 50 | $55 | $38 |
| 60 | $68 | $53 |
| 70 | $106 | $80 |
Summary
There are many guaranteed issue companies out there all competing for your business. That’s why it’s important to work with an independent agency to find the best prices for you. After all, prices will depend on your location, age and gender.
We hope we get the chance to earn your family’s business. Our services are and always will be FREE!
If you want sample quotes or want to get approved today fill out our quote form or give us a call. You can get approved for life insurance in as little as 5 minutes.
We look forward to speaking with you.
FAQs
Can you get life insurance if you have lymphoma?
It is possible to get life insurance with any type of lymphoma but it will some with a two-year waiting period. If you have cancer and treatment free for over two years, then you can get immediate coverage at the same price as everyone else.
Best life insurance companies for people with lymphoma?
The best and only life insurance companies that will insure you with lymphoma are guaranteed issue companies that have guaranteed acceptance. Compare rates today to find the lowest pricing for you.
