Life Insurance For 86 Year Olds (2026 Rates)

Life insurance for 86 year olds is definitely possible if you know where to look.

This article will go over all you need to know about how to get insurance for an 86 year old.

Fill out our form below or call us to get instant rates.

Table Of Contents

• Best Life Insurance Companies For 86 Year Olds
• Life Insurance Rates For 86 Year Old
• Medical Conditions

Best Life Insurance Companies For 86 Year Olds

There are only a few life insurance companies left over age 85, especially at 86 years old.

You really have two choices to choose from, one that is immediate coverage but has health questions and medical record check, and one that is more lenient but has a 1 year waiting period.

We try to get everyone the no waiting period company but it is not always possible.

Life Insurance Rates For 86 Year Old

Life insurance rates for an 86 year old depend on your gender and how much coverage you want.

Generally, you can get between $2,000 and $25,000 asa an 86 year old.

An 86 year old female looking for $10,000 that is relatively healthy would pay somewhere around $171/month.

Medical Conditions

Life insurance for an 86 year old accepts a wide range of people, but no company will accept the below conditions.

• Dementia/Alzheimer’s
• Current Cancer
• Daily Oxygen Use
• Nursing Home
• Hospice Care
• Kidney Dialysis

If you don’t have one of these conditions odds are we can find something for you.

Summary

Getting life insurance is actually fast and easy if you call us on the phone. In a matter of minutes we can decide if you qualify and go over rates.

Applications only take 5 minutes and you know if you’re approved at the end.

We look forward to speaking with you!