fbpx Medicare Flex Card For Seniors: Don't Be Fooled!

Medicare Flex Card For Seniors: Don’t Be Fooled!

There are many advertisements recently telling Seniors they qualify for a Medicare flex card. However, seniors should know the truth about what this card is and which plans offer it.

Table Of Contents

What Is A Medicare Flex Card?

Medicare flex cards are additional benefits cards that you can use for qualifying medical expenses such as…

  • Dental
  • Prescriptions
  • Co-pays
  • Medical equipment

Money is loaded on to the card by a Medicare insurer for you to use on these items. You must use the money on the card every year or it goes away.

How Can Seniors Get A Medicare Flex Card?

Seniors can only get a Medicare flex card if they enroll or are already enrolled in an existing Medicare Advantage plan that offers one.

They are not offered in every zip code or under every Medicare Advantage plan, it will depend on your area.

If you are not in one of these Medicare Advantage plans there is no other way for you to get this benefit.

Can You Get a Medicare Flex Card On A Medicare Supplement?

If you are on original Medicare and have a Medicare supplement you cannot get a flex card unless you get out of original Medicare and your supplement and enroll in a Medicare Advantage plan.

There is no way to buy the card or obtain it any other way.

Unfortunately, many advertisements show or say that you are “eligible” for such a card and benefits.

While this is technically true, it entails you leaving your current plan.

How To Get A Medicare Flex Card

If you want to see if any Medicare Advantage plans in your area offer the Medicare flex card, we can look through the carriers in your zip code for you.

Just know that to get one of these cards you will have to enroll in that plan.


Seniors Mutual is an independent agency that can shop the market for you.

If you want to know about the different plans in your area whether that is a Medicare supplement, Advantage plan, or prescription drug plan, we are here to help.

We look forward to speaking with you!