Mortgage Life Insurance Quotes (2023 Update)

Fill out our quoter to compare the top mortgage life insurance companies.

Mortgage Life Insurance Quotes

Looking for mortgage life insurance quotes?

You’ve come to the right place.

Seniors Mutual can help you find the lowest mortgage life insurance quotes and help you compare ALL of your options from the top A+ rated companies.

Table Of Contents

How Much Does Mortgage Life Insurance Cost?

Mortgage protection policies vary greatly depending on the insurance carrier, how much you are looking for in coverage, your age, and your health conditions.

View our mortgage protection calculator.

This article aims to make looking at mortgage life insurance easier by showing prices among all of the top carriers available.

Mortgage Life Insurance Health Classes

There are many health classes that you will see on our quoter. These health classes are for mortgage life insurance policies with a medical exam.

While non-medical mortgage life insurance policies are available, they are more expensive for most people.

The worse your health class, the more you will have to pay. If you’re wondering what class you qualify for, it will depend on many factors. Contact us to get a good estimate of what health class you are in.

Mortgage Life Insurance Rates

Below are mortgage life insurance quotes for many different coverage amounts at different ages. These are for super-preferred rates, which not everyone will qualify for, especially older folks.

View our top rated mortgage protection companies.

As you can see, rates get higher for people who don’t buy life insurance while they’re young. It’s important to get it early so you don’t face high rates later in life when you go to buy.

10 Year Term Monthly Female Rates

Issue Age$100,000$200,000$300,000$400,000$500,000
20$7.61$9.10$10.59$12.08$13.12
30$7.88$9.63$11.05$13.13$13.55
40$8.93$11.73$14.53$17.33$19.14
50$13.13$20.13$24.98$31.52$37.63
60$25.46$44.80$54.40$70.74$84.07
70$56.26$106.40$156.54$206.68$256.81
75$97.56$189.00$280.44$371.88$463.31


20 Year Term Monthly Female Rates

Issue Age$100,000$200,000$300,000$400,000$500,000
20$8.31$10.50$12.69$14.88$17.06
30$8.84$11.55$13.63$16.38$18.28
40$11.11$16.10$20.08$24.98$28.17
50$18.46$30.80$41.75$53.88$61.71
60$39.03$71.93$104.83$137.73$170.63
65$63.70$121.28$178.85$236.00$294.00


10 Year Term Monthly Male Rates

Issue Age$100,000$200,000$300,000$400,000$500,000
20$8.05$9.98$11.57$13.83$14.84
30$8.31$10.50$12.69$14.88$16.13
40$9.63$13.13$16.63$20.13$23.01
50$15.31$24.50$30.14$42.88$52.06
60$34.04$61.95$77.10$101.01$122.77
70$81.90$157.68$233.45$309.23$385.00
75$138.34$270.55$402.76$534.98$667.19


20 Year Term Monthly Male Rates

Issue Age$100,000$200,000$300,000$400,000$500,000
20$9.19$12.25$14.92$18.38$20.86
30$9.28$12.43$15.18$18.73$21.29
40$11.90$17.68$23.45$29.23$32.90
50$22.31$38.50$54.69$70.88$82.78
60$50.93$95.73$140.53$185.33$230.13
65$91.53$176.93$262.33$347.73$433.17



No Medical Exam Mortgage Life Insurance Rates

While the above rates were fully underwritten with medical exam policies, there are also non-medical exam mortgage life insurance policies.

Mortgage protection with no medical exam.

Below are some sample rates you can expect to pay for the non-medical exam policies.

Issue Age$100,000$200,000$300,000$400,000$500,000
20$11.64$18.03$24.41$40.80$45.00
30$16.02$24.84$33.30$42.30$51.30
40$21.24$35.64$46.53$59.94$73.35
50$31.50$56.70$78.12$102.06$126.00
60$51.48$96.66$136.98$180.54$224.10
70$102.78$199.26$289.53$383.94$478.35
75$221.49$436.68$643.77$856.26N/A

As you can see, rates are higher for the non-medical exam mortgage protection insurance policies, especially for seniors.

Summary

Have more questions on mortgage life insurance quotes?

Seniors Mutual is an independent agency that represents all of the top A+ rated carriers in the business.

Compare all of the top companies by filling out our quoter and start your application and we will be in touch!

Also feel free to leave a comment, we respond to everyone!

We look forward to speaking with you.