Mortgage Protection Insurance Calculator

Mortgage Protection Insurance Calculator

Mortgage protection insurance insures that there is money to pay off your mortgage for your family if something ever happened to you or your income.

So how much is it?

This page has a mortgage protection insurance calculator that compares 15+ different mortgage protection insurance companies instantly for free.

If you are on mobile, select “Get Quote” to use the calculator.

How Does It Work?

Mortgage Protection Calculator

Face Amount

The face amount should be the amount on your mortgage, plus a little if you want to leave even more behind to your family.


Alternatively, you can search for the most amount of coverage under a certain monthly premium amount. This can be very good for people on a fixed income that can’t spend over a certain amount.

Return Of Premium

Return of premium is an option for mortgage protection insurance that returns all of your premiums to you at the end of the term or mortgage. The payout is 100% tax-free and you get a check straight to the bank. For example, if you pay $100 a month for 20 years you will get a $24,000 check at the end of the term. Return of premium raises the monthly cost of insurance, however.


Enter your home state. Rates change depending on the state.


Rates are higher for males. Sorry fellas.


The younger you are, the more affordable mortgage protection insurance will be. Don’t wait too long!

Nicotine Use

Rates are higher for smokers, specifically if you use nicotine products in the last 12 months.

Contact Info

We’d love to speak to you and go over all of your options in your area to find the best price for you!


Mortgage protection insurance is a great way to give you and your family peace of mind about what will happen to the mortgage and other bills in case you pass away or become disabled.

This calculator compares 15+ different mortgage protection companies to find the best rate for you.

If you want more information or want to leave a comment please do so below.

We look forward to speaking with you!