Mortgage Protection Insurance In Florida (2023 Rates)

Fill out our quoter to get free quotes from all of the top mortgage protection insurance companies in Florida.

Florida Mortgage Protection Insurance

Mortgage protection insurance in Florida is on the rise as everyone is moving to The Sunshine State.

But that doesn’t mean it has to be expensive!

Seniors Mutual represents all of the top mortgage protection insurance companies and can find the best prices and products for you, no matter your health.

This article will show you how to get the best mortgage protection insurance in Florida.

Table Of Contents

Mortgage Protection Insurance In Florida Explained

Mortgage protection insurance in Florida is honestly the same as most other states.

  • Level premiums for a certain term
  • Level coverage (won’t go down)
  • Multiple term options (10, 20, 30 years)
  • Payout upon death, disability, or critical or terminal illness

There are many types of mortgage protection products, but these are the ones you should stick to and those we represent.

Florida Free Look Period

A free look period is the period of time where you have the right to return your policy and get your money back, no questions asked. These time periods are different in every state.

Florida’s free look period for mortgage protection insurance is 14 days.

This is quite a bit shorter than other states’ free look period, so keep that in mind when purchasing a mortgage protection policy.

Mortgage Protection Insurance Prices In Florida

The prices for mortgage protection insurance in Florida are very affordable for most people.

While you can fill out our quoter to see rates among all of the top mortgage protection companies in Florida for free, most people end up paying anywhere between $40-$180/month, depending on their age and how much in coverage they want.

Keep in mind that you do not have to buy coverage for your entire mortgage, which may not be an option for older seniors.

Click here to read our top picks for mortgage protection companies.

Why Work With Seniors Mutual?

Seniors Mutual is an independent agency which means we work with 15+ of the top mortgage protection insurance companies out there to find the best price and product for you.

Some people have serious health conditions and will not be able to find coverage going through traditional or local sources.

We can go over all of your options in the state of Florida and top recommendations to make sure you are making an informed decision for your family.

If you want more information or want quotes please fill out our quote form and we will be in touch!