National Family Life Insurance Review 2023: Bad For Seniors?
Posted in Final Expense Life Insurance Reviews last updated on January 3, 2023
National Family Life Insurance Review
Summary
National Family life insurance is an insurance agency that works with many insurance companies. However, their quotes are higher than average.
| Pros | Cons |
|---|---|
| ✅ Work with multiple insurance companies | ❌ Multiple scam calls/Aggressive tactics |
| ❌ Higher prices |
National Family Assurance is an insurance agency owned by Assurance, an insurance platform that sells many different types of insurance.
While prices are above average, they work with many well-known insurance companies.
This article will show you all you need to know about National Family life insurance.
If you want to compare all of the top carriers to get the best rate for you fill out our quoter. We have lower prices than National Family.
Table Of Contents
Who Is National Family Life Insurance?
National Family Assurance is based out of Bellevue, WA, and is a subsidiary of Assurance. They are a legit company with many agents that work for them. They sell many different products other than life insurance such as Medicare, home, auto, and health insurance.
Types Of Coverage
Final Expense
This is usually the type of insurance that National Life will sell to seniors. A final expense policy is designed to cover the final expenses and lasts for life.
Term Insurance
The term insurance they sell is good for the term and then expires.
Whole life
National Life offers whole life plans that have a guaranteed payout and last for life.
Universal Life
Universal life policies also last for life but have more flexibility in coverage and premiums.
With all this being said, final expense is usually what they try to sell seniors, but not always.
Prices
The quotes we got from National Family are above average and you can find better rates elsewhere.
If you want to compare quotes among all of the top companies click here.
If you want to get quotes from National Family Life you can go through their process here.
Complaints
National Family Life has an above-average number of complaints from scam calls and aggressive marketing. Most of their complaints are about unsolicited phone calls, emails, and texts.
They even have a 1/5 star review by the BBB.
This is very bad, even for insurance company standards.
Summary
National Family insurance for seniors is a legit company, even if they have a large number of complaints. They spend a great deal on advertising every month and go through a lot of people.
The truth is, if you want to find the best rates and products for you, you need to work with an independent agency.
Seniors Mutual works with 15+ of the top insurance companies out there so we can find the best price and product for you, no matter what.
We don’t think working with National Family is worth it, as their prices are above average and they spam you with calls non-stop.
If you want to find the lowest rates in your area fill out our quoter or chat with us today.
FAQs
2 Comments
Laurell Muckler
Are there any guaranteed acceptance plans for seniors? 30,000 to 50,000 for an 83 years old and a female 75 years old. No health exam and no health questions.
Kelly Maxwell
Hi Laurell, the maximum you can get for guaranteed issue plans is $25,000. You can get up to $40,000 on other policies but those have health questions and they check medical records. Both no medical exam.