No Waiting Period Life Insurance Quotes Issue Age 0-89
Seniors Mutual is an independent agency comparing 30+ top-rated carriers to find your lowest rate with no medical exam and no waiting period – even with common health conditions. Give us a call today for a quote or apply instantly.
Don’t worry, your phone won’t get blown up. Your information is not shared and you will not be put on any lists.
Give us a call to compare instant prices from all of the top rated whole life insurance companies in your state.
- Compare 30+ Companies FREE
- Never Expires
- No Waiting Period
- No Increases In Monthly Prices
- No Medical Exam
- Build Cash Value
- Issue Ages 0-89
- Takes Common Health Conditions With No Waiting Period (COPD, Past Cancer, Stroke, Etc.)
- Does Not Take Dementia
Save hundreds on final expense whole life insurance today with no waiting period and let us make the process easy!
Don’t take our word for it, these results will show you exactly what you can expect to pay at different coverage amounts.
Get the best price and product for you, no matter what your age or health conditions.
Once you’ve found something you like, filling out an application takes less than 10 minutes!
We look forward to speaking with you. Call us any time to complete your application.
FAQs
How do I get no waiting period life insurance?
You can get no waiting period with many conditions if you work with a broker like us. We work with 25+ companies so odds are that we can find one that is no waiting period at low rates.
Here are some common conditions you can get no waiting period life insurance with.
- COPD
- Stroke
- Heart Attack
- Past Cancer (over 2 years)
- Kidney Disease
You can get immediate coverage with all of these conditions. You cannot get immediate coverage with any company with current cancer or dementia, but that’s about it.
What does final expense whole life insurance cover?
Final expense whole life insurance does a lot more than cover death. It also covers critical or terminal illness if you get really sick while still living. It is a tax free cash payment to your beneficiary.
Does final expense whole life insurance expire?
Some companies will terminate your burial insurance policy at age 80 or 90.
Not the ones we work with.
It’s important to get a policy that lasts for life, and wont go up in price, wasting your money.
Do I have to pay for life?
No you do not have to pay for life. You can exercise a reduce paid up option where they reduce the death benefit based on how much you’ve paid so far, and then it is paid up for life.
This is a great option for those where something happens financially and they can no longer pay.
What does Colonial Penn life insurance cover?
Colonial Penn offers guaranteed issue, 2 year waiting period coverage.
We also work with other guaranteed issue coverage companies that have lower prices than Colonial Penn.
However, most people get immediate coverage with no waiting period as long as they don’t have very serious health conditions.
What does Lincoln Heritage insurance cover?
Lincoln Heritage offers an immediate coverage and a waiting period plan.
Both plans are very high in price compared to other companies out there.
Lincoln Heritage’s agents also receive many complaints about aggressive sales tactics.