#1 Prosperity Life Insurance Review: One Of The Best In 2022

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Prosperity Insurance

Prosperity Life Insurance Review

Kelly Maxwell

Editor’s Rating: 5/5 Stars

Summary

Prosperity has very low rates for their life insurance and many types of plans to choose from. They also have a great line of Medicare supplement products for those over 65.

5
PROSCONS
✅ Low Rates❌ Requires Telephone Interview
✅ Good Customer Service
✅ A Rating
✅ Many Products

Prosperity Life insurance is one of the best out there. They have low rates and many products to choose from.

However, they require a telephone interview to get accepted.

If you don’t mind doing a quick interview, Prosperity might be for you.

Read on to see sample rates and what products Prosperity Life has for you.

Table Of Contents

Prosperity Life Insurance Company Overview

Prosperity was founded in 1916 and has been insuring families with an A.M. Best rating of A (Excellent) for many years.

Prosperity Life Insurance Products

Prosperity has many different life insurance products to choose from. Here are all of their product offerings.

Prosperity Final Expense Whole Life

Prosperity’s final expense whole life product is their most popular.

  • Rates locked in (never increase)
  • Coverage locked in (never decrease)
  • Guaranteed payout
  • Builds cash value

Rates for the final expense whole life insurance product are below. Rates are for a non-smoking female.

AGE$10,000$20,000$30,000
50$30$56$82
60$37$69$102
70$60$116$171
80$100$194$289


Prosperity Term To 100

Term to 100 is one of Prosperity’s term products with a graded benefit. This product is for those who do not qualify anywhere, as this product takes almost everyone.

Term to 100 offers a term of 20 years, after which, the death benefit uniformly decreases to age 100.

The payout at the beginning of the policy is graded. This means in the first few years they will only pay out a portion of the death benefit if you die by natural causes.

If you die by accident in the first few years they will still pay out the full death benefit.

Rates for Term to 100 are below. Quotes are for a non-smoking female.

AGE$10,000$20,000$30,000
50$36$73$110
60$50$100$150
70$83$167$251
80$153$307$461


Other Products

Other less popular products through Prosperity include no-medical exam term and universal life.

Prosperity also has a fantastic Medicare supplement collection.

Click here to read our review of Prosperity Medicare supplement plans.

Prosperity Life Insurance Quotes

Prosperity has great rates for their life insurance products.

A 60 year old female can pay less than $100 a month for $20,000 in final expense whole life insurance.

If you want more accurate quotes for Prosperity life insurance, fill out our quoter or give us a quick call and we will go over all of your options.

Summary

Prosperity Life Insurance is a great company that serves everyone with great customer service.

Furthermore, they will offer most people no waiting period coverage for their life insurance plans.

In our opinion, you cannot go wrong with Prosperity.

However, there are many different life insurance companies out there and you should compare your options before buying with anyone.

If you want to compare prices among the top-rated life insurance companies, fill out our quoter or call us for different product pricing.

We look forward to hearing from you!

FAQs